Autism Essay - 1839 Words

In a deep, dark blue ocean, an astonishingly beautiful and colorful creature with a crescent moon body shape swims through shimmering waves of light. This mysterious animal goes to a seashore everyday to meet his life-long best friend who, unlike itself, has two legs instead of long, slippery, streamlined flukes. Now, they are sharing one of the best moments in their lives. This is the scene I have always seen in my dream whenever I wish to have a dolphin friend with whom I can freely swim and interact. When I see their eyes, it seems like dolphins are reading my mind, and I also feel like I can read their minds, too. It is uncommon for a person to get an opportunity to interact with that lovely creature and get a feeling of healing.†¦show more content†¦Therefore, categorizing them into a single group with a type of illness seems too vague. Even though, in many aspects, putting children in categories is somewhat ambiguous, recently, in the United States, according to Center s for Disease Control and Prevention (CDC), on average, 1 in 110 children is diagnosed with an Autism Spectrum Disorders (ASDs). As the number of diagnosed autistic children increases, the parents of those ASDs children are getting more interested in different treatments that can assist their children to overcome the disorders. Among diverse therapies for children with ASDs, the most popular treatment that many parents choose is Dolphin Assisted Therapies (DAT). As its name implies, DAT uses a dolphin as a helper in treating children’s social skills and physiological and physical disabilities. For example, being in water can physically free a person from a wheel chair, allowing for freedom of movement not otherwise experienced. Additionally, water provides a constant surrounding pressure and buoyancy that are relaxing to sensitive nerve endings. Adding dolphins to the therapy even more boosts DAT’s therapeutic benefits (Mckinney 49). There are some interesting articles about DAT, and astonishingly, many scholarly journals on this topic take two absolutely contrasting stances. Some of the articles support DAT, using many references of authorities and some do not. In one article written by Maiike Wermer, he tells a story about DAT’s therapeuticShow MoreRelatedAutism Between Autism And Autism756 Words   |  4 PagesMany people believe that autism is its own disorder that children are diagnosed with. However, autism is actually a term used for a wide range of disorders. Autism s clinical name is Autism Spectrum Disorder. The term spectrum is used because of the range of symptoms, intensity, and behaviors autism effects. There are also many different types of autism. There is classic autism which is associated with being non-verbal and anti-social. Another form of autism is Asperger Syndrome which is associatedRead MoreAutism And Childhood Of Autism Essay1382 Words   |  6 Pagesexplored of all youth psychiatric disorders, Autism continues to be a captivating condition. The conception and description of the disorder has evolved significantly over time leaving some philosophies once held with principle to later verify to be unproven. Sc ientists and clinicians have provided the highest influences to the understanding of the illness, however, history does illustrate countless teachings and initial interpretations of a possible genesis of autism to be uncertain. The socio-politicalRead MoreAutism Between Autism And Autism2229 Words   |  9 Pagesand love. The Centers for Disease Control and Prevention estimates that 1 in 68 children are diagnosed with autism spectrum disorders in the United States alone, including almost five times more boys than girls (2015). Autism is a neurobiological developmental disability that has swiftly become the fastest-growing developmental disability, as the rate of diagnosis continues to rise. Autism encompasses an entire spectrum of disorders, meaning that symptoms and severity can vary greatly from childRead MoreAutism On Children : Autism1066 Words   |  5 PagesPamela Sulger 27 November 2016 Autism in Children Autism according to Merriam-Webster Dictionary is defined as â€Å"a variable developmental disorder that appears by age three and is characterized by impairment of the ability to form normal social relationships, to commutate with others, and by stereotyped behavior patterns.† Autism was believed to be a psychiatric or emotional illness, and doctors told mothers that they were the cause. They were wrong. The cause for autism is still a mystery, howeverRead MoreAutism And The National Autism1994 Words   |  8 PagesAutism has become an increasingly important public health concern as the number of yearly diagnoses of the disorder has increased since the late 20th century. The National Institute of Health estimates that 1 in 88 children in the United States are classified as having an Autism Spectrum Disorder (ASD) (NINDS, 2009), a genetic neurodevelopmental disorder that impairs children s ability to learn and causes issues with social interaction and communication. Symptoms of ASD include delays in speechRead MoreAutism : Children With Autism2199 Words   |  9 PagesRunning head: AUTISM 1 AUTISM 10 Autism Name: Institution: Autism Introduction Autism is a disorder that is encompassed in the autism spectrum (ASDs) (Landa, 2007). Autism spectrum disorders describe the brain development disorders and encompass Asperger syndrome, autism, and pervasive developmental disorder not otherwise specified (PDD-NOS) disorders. Features of the ASDs includes sensory and cognition problems, difficulty in communicating with other people, and repetitiveRead MoreAutism And The Autism Spectrum Essay984 Words   |  4 PagesAutism is a developmental disorder, which is characterized by a dyad of difficulties in a) communication and social interaction and b) restricted interests and imagination (American Psychiatric Association, 2013). Individuals on the Autism Spectrum might find it challenging to understand what other people think or what the reasons for their behaviours are, as their ‘theory of mind’ may not be well developed (Schuwerk, Vuori Sodian, 2015). It is possible that this is why they might behave in sociallyRead MoreT he Link Between Autism And Autism1580 Words   |  7 PagesIntroduction There have been several controversies regarding the cause of autism over the years. For example, the main cause was assumed by some to be bad parenting. Today, however, there is general agreement that the symptoms of autism, with the exception of those of abandoned children, are a behavioral response by young children to an organic disease affecting their brains. In fact, it is now generally understood that autism is a complex developmental syndrome representing a heterogeneous group ofRead MoreAutism Spectrum Disorder ( Autism )900 Words   |  4 Pages Autism Disorder Mohamed Ayoub Community College of Aurora Autism Spectrum Disorder We are living in a time where a remarkable and advanced medical treatments exist. However, scientists and medical professionals are constantly faced with diseases and disorders that contemporary humanity needs a cure and treatment. Amongst the disorders that affecting our young people today is the autism spectrum disorder. It is a â€Å"complex and life long behavioral disorder marked by impairment in socialRead MoreAutism : What Causes Autism? Essay1112 Words   |  5 Pages What is Autism? How is Autism classified? What causes Autism? Why do Autism happen? There are some many questions about Autism, and what it is. Many of those questions are still unknown. Everyday researchers are exploring reasons for these questions. However, Autism was introduced in the 1940s autism was first described in the 1940s. Leo Kanner in the United States and Hans Asperger in Austria independently published papers describing children with severe social and communicative impairments. Both

Waiting for the phone call Free Essays

The room is stuffy. It has a gaudy lino floor with pattern rubbed away in front of the sofa and round the table; the walls are damp and cluttered with old calendars and pictures torn from magazines. There is a rotten stench. We will write a custom essay sample on Waiting for the phone call or any similar topic only for you Order Now The mantelpiece by the fireplace is filled with china ornaments: big-eyed flop-eared rabbits and beribboned kittens and flowery milkmaids and a porcelain doll wearing a Victorian dress and her long, golden hair in two neat plaits. The room is silent; except for the steady paced ‘tick-tock’ from the ancient Grand-father clock. It is Dorothy’s birthday, 12th August. She is hunched up on her old tacky sofa on an early August morning. Dorothy is startled by birdsong echoing across the garden outside and, for a long time, she stares in confused remembrance towards where the swelling orange sun is burning the faded floral wallpaper across from her old-fashioned table. ‘It’s my birthday,’ she finally realises. ‘I’m seventy-six today. Where did it go?’ Climbing painfully from a lumpy sofa, standing in a striped night dress by the window, Dorothy stares outside in her back garden. There’s much too be done. Later. Much later. These days it’s all weed killing, backache and sore bones. ‘It’s my birthday.’ Dorothy’s cat slithers past a glass sharp wall and drops beside its shadow under an apple tree, stalking anxious sparrows. Under the broken birdhouse a mouse plays with a nibble of yesterday’s bread. Shadows shrink in bright shyness against all the garden fences and the last star melts into dawn rise. There’s heat in the breathless August day already. Dorothy sits in her kitchen. Silent. The house, holding its breath around her, the roof heavy and oven baked. Dorothy’s thick veined hands brush toast crumbs from the plastic tabletop and when she moves her faded dainty feet dust dances giddily on the sun patched carpet. She listens to the awakening of the new day: the clock on the dresser ticks hurriedly and the letter box snaps awake. Dorothy walks to the hall and picks up bills and ads that promise discounts and holidays abroad, Dorothy has never been out of England, never been on a plane. Her tired eyes examine the envelopes at arm’s length. There are no birthday cards to sigh over – Not even from her family! Returning to the familiar kitchen she slides a knife along her letters, slitting out the folded information. It’s better than nothing. Even if the electricity is red and overdue – At least, they keep in touch. No longer absorbed in her letter opening task Dorothy looks at the sunlight shining blindly on her glazed, brown teapot and then she pours some lukewarm tea. She sits and thinks about birthdays back then – Cakes and drinks, songs and celebrations and her precious beloved family members spending time with her on her special day. Back when. ‘Time flies,’ she says. She’s talking to herself most days – who else will listen? Up in the still shadowed parlour a clock chimes the hour and Dorothy rises tiredly and prepares to face the day. She stumbles into the living room and looks up to the mantelpiece. No birthday cards – Only a picture of her and her adorable grandchildren, Steven and Carol. Her eyes close. She becomes delirious with dreaming†¦ Carol skipping up the lawn with a small straw basket, picking up little daisies and carefully placing them in the basket. Steven, being 2 years old, filling the bird house with crunchy treats awaiting the magpies to glide in. Dorothy is stood under the apple tree, tip-toeing up and grabbing fresh, ripe apples for her relatives. Carol and Steven run over to Dorothy and wrap their arms tightly around her as if they were to never let go†¦ Dorothy smiles and wishes she could still feel their small hands around her waist, grabbing securely. She dresses and walks to the front door and checks the windows and the bolts and all’s secure. When the night time house creaks with its own age, Dorothy thinks of burglars and imagined violations and trembles in case they invade her. Dorothy swings open the front door and sees Carol and Steven stands there, smiling like sunlight. ‘Happy birthday Grandmother!’ No longer astonished, Dorothy smiles back and sighs because they aren’t really there. Her head sinks and she wonders back to living room. She notices the phone on the table. She slides over to it. Gently picks it up to check if the dial tone is there – she is reassured and drops it down. No phone calls. No phone messages. No birthday cards. She collapses into her tacky sofa. When she turns on the television the news assaults her soul. The world is littered with dead children and pain. The world has gone mad with cruelty and nobody seems to have noticed. It was different back in her day, when children could go out and play happily on the street without anybody worrying that someone would come abruptly attack them. Back when. She is startled by the sharp ringing of the phone. Her heart is pounding – could this be the phone call she has been waiting for all day? Is this her treasured family? She reaches over and clasps the phone. ‘Hello?’ she asks waiting urgently for answer. ‘Hello. My name is Abigail Taylor calling on behalf of†¦Ã¢â‚¬â„¢ the woman replied. Dorothy slowly lowers the handset and replaces it back in the holder. She stands there paralysed. A tiny tear drop trickles down her wrinkly skin. She felt so much pain it was as if someone had stabbed her millions of times in the heart. What is the point of living if there is nobody who even knows you exist? The Grandfather clock strikes six in the evening. She strolls back to the photo of her with her grandchildren. Dorothy bursts out in tears – her eyes sore and red and waterfalls of tears flowing down her face. She picks up the photo and holds it against her broken heart. Dorothy still hopes to get that special phone call from her much-loved grandchildren. How to cite Waiting for the phone call, Papers

Impact of Physical Exercising on Convergent and Divergent Thinking

Question: Discuss about theImpact of Physical Exercising on Convergent and Divergent Thinking. Answer: Psychology The following document on psychology focuses on information on psychology, the problem under investigation, participants and their characteristics, methods of experimental that were used, the key findings, conclusion and implications. Psychology is the scientific study of behaviour of living things and their mental cognitive state. Behaviour study deals with the physical expression including the reactions and the actions including their talking, facial expressions and how they move. In mental cognitive state, it explains on the internal state of an individual by the way they think, how they feel and their ability to remember. The environmental aspect explains how the individual reacts to external stimuli. The Impact of Physical Exercising on Convergent and Divergent Thinking Among Athlethes and Non-Athletes. Articles imply that are creative individuals use the movement of their bodies to avoid their mental challenges. Studies have implied that use of physical exercises do to some extent enable creativity. The study sought to find out whether the creativeness of an individual in convergent thinking and divergent was deterred by physical activities whether moderation and vigorous both in non-athletes and athletes. Both groups were affected by the physical exercises. In cognitive, the impact required much cognitive regulation. The non-athletes performance was marred while the athletes denoted importance of the exercise. Divergent thinking implies that the individuals allowed many new ideas to be fathered. This was done by brainstorming and it enabled generation of multiple ideas on a particular issue. Alternatively they could be presented with an object and told to generate many uses of the object. Guilfods (1967). Convergent thinking also functions in generation a single answer to a specified need. Colzato et al (2012) described the individuals required a firm top to bottom regulator as they implied a stiffened search of an individual item. This differed with the divergent as they banked on a loose search that could lead to get an item that could meet the set criterion. Participants Comprised of ninety six healthy individuals from Dutch 48 males and 48 females. Out of the 96, 48 were athletes with a mean age of 20.6 and the body mass indexs mean was 22.3. The non-athletes comprised of 48 members with a mean age of 20.7 and the body mass index was 22.2. Athletes were people who exercised thrice a week for a period more than two years and those who were not athletes if they never exercised more than once in a week. Convergent Thinking Experiment The correspondents were issued with three words that were not related (time, hair and stretch). They were required to get a similar association between the three which was (long). This was made up of 30 previously confirmed factors (Akbari Chermahini et al., 2012). In divergent thinking, the respondents were required to give several possible utilizations of common items such as a pen, table and a bottle. The results were scored using flexibility with the number with of the different classification being the most consistent. AkbariChermahini and Hommel,2010). FINDINGS. The thinking in convergent showed there was an association between the individuals and the scores, it also showed that athletes performed better compared to their counterparts in the moderate by 4.1 and 4.2 in the intense. In divergent thinking, flexibility produced a greater impact on the challenge as they showed a better flexibility in a relaxed state at 7.4 and 6.7 in intense. The probability was 0.011. Conclusion and Implications. The non-athletes never benefited from the acute exercising making their performance to be lower in creativity. This shows that the results were not affected by multi-tasking. The athletes had a significance in acute exercise while in the convergent state. This lead to speculations that the athletes benefited from the exercise as compared to the non-athletes. References Akbari Chermahini, S., and Hommel, B. (2010). The (b) link between creativity and dopamine: spontaneous eye blink rates predict and dissociate divergent and convergent thinking.Cognition Akbari Chermahini, S., Hickendorff, M., and Hommel, B. (2012). Development and validity of a Dutch version of the Remote Associates Task: Think. Skills Creat.. Colzato, L. S., Ozturk, A., and Hommel, B. (2012). Meditate to create: the impact of focused-attention and open-monitoring training on convergent and divergent thinking. Guilford, J. P. (1967).The Nature of Human Intelligence. New York: McGraw-Hill.

Week Individual Work free essay sample

In 1845, the first women to be hired by the New York City Police Department were called matrons. In 1985, Penny Harrington of the Portland Oregon Police Department became the first female Chief of Police. In 2004 women accounted for only 12. 7 percent of all sworn law enforcement positions in large agencies and the numbers are declining. The percentage of sworn female officers In smaller agencies is even lower. There are many possible reasons for the decline in the number of women In law enforcement.Research shows that woman can be Just as effective as men; uneven hiring practices; selection processes and recruitment policies keep the number of woman artificially low. Often women are screened out early as a result of certain entry level tests that favor upper body strength or previous life experiences. Most women never even consider a career in law enforcement to begin with, due to their misunderstanding of the nature of the Job and the aggressive and authoritarian Images portrayed in the media. We will write a custom essay sample on Week Individual Work or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Once hired women still face discrimination, sexual harassment or even peer intimidation and they often lack the necessary role models or mentors to help them move up the ranks. The under-representation of women at all levels In the modern police agency negatively Impacts the culture and operational efficiency of law enforcement agencies throughout the country. Rookies, because they are the new recruits and are the less experienced offices they tend to be given the grunt Jobs until they have proven themselves at least.They must prove loyalty and knowledge of their Job. It really depends on what police department these rookies Join. Some departments may require rookies to put up with petty Indignities such as public humiliation, being yelled at, and being ordered around. The older officers that do not have a college degree might be Jealous of the rookie officers knowledge and youth and probably treat him unfairly. Rookies should show respect for the older officers. Respect will be earned over time but they have to prove themselves.

Biography of Nobel Prize Winner Chief Albert Luthuli

Biography of Nobel Prize Winner Chief Albert Luthuli Date of birth:  c.1898, near Bulawayo, Southern Rhodesia (now Zimbabwe)Date of death:  21 July 1967, railway track near home at Stanger, Natal, South Africa. Early Life Albert John Mvumbi Luthuli was born sometime around 1898 near Bulawayo, Southern Rhodesia, the son of a Seventh Day Adventist missionary. In 1908 he was sent to his ancestral home at Groutville, Natal where he went to the mission school. Having first trained as a teacher at Edendale, near Pietermaritzburg, Luthuli attended additional courses at Adams College (in 1920), and went on to become part of the college staff. He remained at the college until 1935. Life as a Preacher Albert Luthuli was deeply religious, and during his time at Adams College, he became a lay preacher. His Christian beliefs acted as a foundation for his approach to political life in South Africa at a time when many of his contemporaries were calling for a more militant response to Apartheid. Chieftancy In 1935 Luthuli accepted the chieftaincy of the Groutville reserve (this was not a hereditary position, but awarded as the result of an election) and was suddenly immersed in the realities of South Africas racial politics. The following year JBM Hertzogs United Party government introduced the Representation of Natives Act (Act No 16 of 1936) which removed Black Africans from the common voters role in the Cape (the only part of the Union to allow Black people the franchise). That year also saw the introduction of the Development Trust and Land Act (Act No 18 of 1936) which limited Black African land holding to an area of native reserves - increased under the act to 13.6%, although this percentage was not in fact achieved in practice. Chief Albert Luthuli joined the African National Congress (ANC) in 1945 and was elected Natal provincial president in 1951. In 1946 he joined the Natives Representative Council. (This had been set up in 1936 to act in an advisory basis to four white senators who provided parliamentary representation for the entire Black African population.) However, as a result of a mine workers strike on the Witwatersrand gold field and the police response to protesters, relations between the Natives Representative Council and the government became strained. The Council met for the last time in 1946 and was later abolished by the government. In 1952, Chief Luthuli was one of the leading lights behind the Defiance Campaign - a non-violent protest against the pass laws. The Apartheid government was, unsurprisingly, annoyed and he was summoned to Pretoria to answer for his actions. Luthuli was given the choice of renouncing his membership of the ANC or being removed from his position as tribal chief (the post was supported and paid for by the government). Albert Luthuli refused to resign from the ANC, issued a statement to the press (The Road to Freedom is via the Cross) which reaffirmed his support for passive resistance to Apartheid  and was subsequently dismissed from his chieftaincy in November. I have joined my people in the new spirit that moves them today, the spirit that revolts openly and broadly against injustice. At the end of 1952, Albert Luthuli was elected president-general of the ANC. The previous president, Dr. James Moroka, lost support when he pleaded not-guilty to criminal charges laid as a result of his involvement in the Defiance Campaign, rather than accepting the campaigns aim of imprisonment and the tying up of government resources. (Nelson Mandela, provincial president for the ANC in Transvaal, automatically became deputy-president of the ANC.) The government responded by  banning  Luthuli, Mandela, and nearly 100 others. Luthulis Ban Luthulis ban was renewed in 1954, and in 1956 he was arrested - one of 156 people accused of high treason. Luthuli was released shortly after for lack of evidence. Repeated banning caused difficulties for the leadership of the ANC, but Luthuli was re-elected as president-general in 1955 and again 1958. In 1960, following the  Sharpeville Massacre, Luthuli led the call for protest. Once again summoned to a governmental hearing (this time in Johannesburg) Luthuli was horrified when a supporting demonstration turned violent and 72 Black Africans were shot (and another 200 injured). Luthuli responded by publicly burning his pass book. He was detained on 30 March under the State of Emergency declared by the South African government - one of 18,000 arrested in a series of police raids. On release he was confined to his home in Stanger, Natal. Later Years In 1961 Chief Albert Luthuli was awarded the 1960 Nobel Prize for Peace (it had been held over that year) for his part in the anti-Apartheid struggle. In 1962, he was elected Rector of Glasgow University (an honorary position), and the following year published his autobiography, Let My People Go. Although suffering from ill health and failing eyesight, and still restricted to his home in Stanger, Albert Luthuli remained president-general of the ANC. On 21 July 1967, whilst out walking near his home, Luthuli was hit by a train and died. He was supposedly crossing the line at the time -   an explanation dismissed by many of his followers who believed more sinister forces were at work.

The Freedmens Bureau - Agency to Assist Former Slaves

The Freedmen's Bureau - Agency to Assist Former Slaves The Freedmens Bureau was created by the U.S. Congress near the end of the Civil War as an agency to deal with the enormous humanitarian crisis brought about by the war. Throughout the South, where most of the fighting had taken place, cities and towns were devastated. The economic system was virtually nonexistent, railroads had been destroyed, and farms had been neglected or destroyed. And four million recently freed slaves were faced with new realities of life. On March 3, 1865, the Congress created the Bureau of Refugees, Freedmen, and Abandoned Lands. Commonly known as the Freedmens Bureau, its original charter was for one year, though it was reorganized within the war department in July 1866. The Goals of the Freedmens Bureau The Freedmens Bureau was envisioned as an agency wielding enormous power over the South. An editorial in the New York Times published on February 9, 1865, when the original bill for the creation of the bureau was being introduced in Congress, said the proposed agency would be: ... a separate department, responsible alone to the President, and supported by military power from him, to take charge of the abandoned and forfeited lands of the rebels, settle them with freedmen, guard the interests of these latter, aid in adjusting wages, in enforcing contracts, and in protecting these unfortunate people from injustice, and securing them their liberty. The task before such an agency would be immense. The four million newly freed blacks in the South were mostly uneducated and illiterate (as a result of laws regulating slavery), and a major focus of the Freedmens Bureau would be setting up schools to educate former slaves. An emergency system of feeding the population was also an immediate problem, and food rations would be distributed to the starving. It has been estimated that the Freedmens Bureau distributed 21 million food rations, with five million being given to white southerners. The program of redistributing land, which was an original goal for the Freedmens Bureau was thwarted by presidential orders. The promise of Forty Acres and a Mule, which many freedmen believed they would receive from the U.S. government, went unfulfilled. General Oliver Otis Howard Was Commissioner of the Freedmens Bureau The man chose to head the Freemens Bureau, Union General Oliver Otis Howard, was a graduate of Bowdoin College in Maine as well as the U.S. Military Academy at West Point. Howard had served throughout the Civil War, and lost his right arm in combat at the Battle of Fair Oaks, in Virginia, in 1862. While serving under Gen. Sherman during the famous March to the Sea in late 1864, Gen. Howard witnessed the many thousands of former slaves who followed Shermans troops on the advance through Georgia. Knowing of his concern for the freed slaves, President Lincoln had chosen him to be the first commissioner of the Freedmens Bureau (though Lincoln was assassinated before the job was officially offered). General Howard, who was 34 years old when he accepted the position at the Freedmens Bureau, got to work in the summer of 1865. He quickly organized the Freedmens Bureau into geographical divisions to oversee the various states. A U.S. Army officer of high rank was usually placed in charge of each division, and Howard was able to request personnel from the Army as needed. In that respect the Freedmens Bureau was a powerful entity, as its actions could be enforced by the U.S. Army, which still had a considerable presence in the South. The Freedmens Bureau Was Essentially the Government in the Defeated Confederacy When the Freedmens Bureau began operations, Howard and his officers had to essentially set up a new government in the states that had made up the Confederacy. At the time, there were no courts and virtually no law. With the backing of the U.S. Army, the Freedmens Bureau was generally successful in establishing order. However, in the late 1860s there were eruptions of lawlessness, with organized gangs, including the Ku Klux Klan, attacking blacks and whites affiliated with the Freedmens Bureau. In Gen. Howards autobiography, which he published in 1908, he devoted a chapter to the struggle against the Ku Klux Klan. Land Redistribution Did Not Happen As Intended One area in which the Freedmens Bureau did not live up to its mandate was in the area of distributing land to former slaves. Despite the rumors that families of freedmen would receive forty acres of land to farm, the lands which would have been distributed were instead returned to those who had owned the land before the Civil War by order of President Andrew Johnson. In Gen. Howards autobiography he described how he personally attended a meeting in Georgia in late 1865 at which he had to inform former slaves who had been settled onto farms that the land was being taken away from them. The failure to set former slaves up on their own farms condemned many of them to lives as impoverished sharecroppers. The Educational Programs of the Freedmens Bureau Were a Success A major focus of the Freedmens Bureau was the education of former slaves, and in that area it was generally considered a success. As many slaves had been forbidden to learn to read and write, there was a widespread need for literacy education. A number of charitable organizations set up schools, and the Freedmens Bureau even arranged for textbooks to be published. Despite incidents in which teachers were attacked and schools burned in the South, hundreds of schools were opened in the late 1860s and early 1870s. General Howard had a great interest in education, and in the late 1860s he helped to found Howard University in Washington, D.C., a historically black college which was named in his honor. Legacy of the Freedmens Bureau Most of the work of the Freedmens Bureau ended in 1869, except for its educational work, which continued until 1872. During its existence, the Freedmens Bureau was criticized for being an enforcement arm of the Radical Republicans in Congress. Virulent critics in the South condemned it constantly. And employees of the Freedmens Bureau were at times physically attacked and even murdered. Despite the criticism, the work the Freedmens Bureau accomplished, especially in its educational endeavors, was necessary, especially considering the dire situation of the South at the end of the war.

Literature review on administrative marketing vs entrepreneurial Essay

Literature review on administrative marketing vs entrepreneurial marketing - Essay Example This latter form of marketing, also called entrepreneurial marketing, is more about a unique spirit of marketing than a single strategy of marketing, which sets it apart from more administrative or traditional marketing practices. Rather than adhere to the fundamental traditional marketing principles meant for large and generally well-established firms, entrepreneurial marketing uses unorthodox and new practices aimed at gaining market share for the entrepreneurial firm in a crowded market (Ruzzier & Hisrich, 2013: p34). Indeed entrepreneurial firms are more successful as a result of unconventional marketing. Brettel et al (2010: p8) note various points of difference between entrepreneurial marketing and more traditional administration marketing with regards to their management structure, commitment and control of resources, opportunity-recognition and commitment ability, and strategic orientations. Hills et al (2010: p11) concur, noting that the strategic orientation of entrepreneurial marketers showed a strong zeal and commitment to marketing and concluding that successful entrepreneurs do not behave in a sequential or rational manner that administrative marketing theory assumes. Rather, entrepreneurial marketing is always in contact with the market, while the preference of consumers is always in their mind alongside their vision thinking constantly on ways to enhance customer value. Nasution et al (2011: p340) add that entrepreneurial marketing adapts to new competitive advantage opportunities through without being constrained by their conceptualised strategy as administrative marketing tends to do. For entrepreneurs, marketing is viewed as different fragmented factors influencing the performance of sales, instead of comprehensive, coherent, substitutable, and strategic variables of demand, including the marketing mix used in traditional marketing. Most successful entreprene urs often ignore traditional constructs of marketing in their best practices,

Outline the development of global ecotourism over the last 30 years Essay

Outline the development of global ecotourism over the last 30 years. What has fuelled its rise What challenges has it faced - Essay Example This enables subsequent generations to experience regions relatively undisturbed with by human activities. A number of university courses utilize this explanation as the functioning definition of ecotourism. In general, ecotourism contends with the functioning components of the natural habitat. It concentrates on environmental sustainability, socially responsible travel, and personal growth. It characteristically entails travel to areas where cultural heritage, flora, and fauna are the chief attractions (Fennell 1999, p. 7). This paper will look at the objectives and development of global ecotourism over the last 30 years, what has caused its development and the challenges it faces. Objectives Ecotourism is about sustainable travel, uniting communities, and conservation. In addition, ecotourism has a number of objectives. First, it aims to lessen impact; ecotourism is aimed at providing insight to tourists on the effects of human beings activities on the surrounding, and to promote a better awareness of the natural environment thus decreasing effects. Second, it aims at building cultural and environmental respect and awareness. This means that both natives and travellers will have personal development while taking care of the environment. Third, ecotourism intends to give positive experiences for both hosts and visitors through explorations in isolated areas. Fourth, it aims to offer absolute financial advantages for conservation; the money got from the travels will help take care of these regions. Fifth, ecotourism seeks to enhance understanding to environmental, social, and political climate of host nations; travellers have the opportunity to comprehend different cultures and origins. Finally, ecotourism intends to appreciate local culture through gaining knowledge of the different practices (Page & Dowling 2002, p. 26). In general, ecotourism entails processes that lessen the negative components of regular tourism on the habitat and promote the cultural vera city of the native people. Therefore, ecotourism frequently interests advocates of social and environmental responsibility. Development of Ecotourism Ecotourism and additional forms of sustainable travel have their foundations in 1970, with the environmental movement. Individually, ecotourism did not become popular as a travel notion till the end of 1980. During this period, escalating environmental consciousness and an urge to travel to natural areas as opposed to manmade tourist areas made ecotourism attractive. Since that time, a number of organizations focusing in ecotourism have been created and a number of individuals have become ecotourism professionals. In July 1983, Hector Ceballos-Lascurain developed and advanced the expression ecotourism when he was both the president of PRONATURA and the director general of Standards and Technology of SEDUE. PRONATURA was pushing for the preservation of the wetlands in the north part of Yucatan as feeding and breeding areas of the Americ an Flamingo. There is also an assertion that ecotourism was employed in previous times. It is claimed that an adventurer and academic, Claus-Dieter Hetzer, developed the phrase in 1965. It is also argued that he was the first person to run ecotours in the Yucatan region in the early parts of 1970. Moreover, sustainable development, ecotourism, jungle tourism, and responsible tourism have become widespread notions since the middle periods of 1980.

Employee Motivation Essay Example for Free

Employee Motivation Essay Simple acts such as eating are motivated by hunger. Educatio n is motivated by desire for knowledge. Motivators can be anything from reward to coercion. From the scientific viewpoint, by most accounts, motivation is defined as an inner state of need or desire. That state of desire creates a movement or activity towards satisfying that desire. In my never-ending quest to spread the word about turning ideas into action, I view inspiration as the state of mind that primes us to come up with great ideas, and motivation as the state of mind that spurs us to action. Concept of Motivation In order to understand the concept of motivation, we have to examine three terms : motive, motivating and motivation and their relationship Motive ?A motive is an inner state that energizes, activates, or moves and directs behavior towards goals.? Motivating ?Motivating is a term which implies that one person includes another, to engage in action by ensuring that a channel to satisfy the motive becomes available and accessible to the individ ual.? 2 Motivation Dubin has defined motivation as; ?Motivation is the complex force starting and keeping a person at work in an organization. Motivation is something that moves the person to action, and continues him in the course of action already initiated? According to McFarland; ?Motivation refers to the way in which urges, drives, aspirations, strivings, or needs direct, control, or explain the behavior of human being. .. Based on Motives: Motivation is based on individual‘s motives which are internal to the individual. These motives are in the form of feelings that the individual lacks something. In order to overcome this feeling, he tries to behave in a manner which helps in overcoming this feeling. 2. Affected by Motivating: Motivation is affected by way the individual is motivated. It can also activate the latent needs in the individual, that is, the needs that are the less strong and somewhat dormant, and harness them in a manner that would be functional for the organization. 3. Goal–directed Behavior: Motivation leads to goal-directed behavior. A goal-directed behavior is one which satisfies the cau se for which behavior takes place. 4. Related to Satisfaction: satisfaction refers to the contentment experiences of an individual which he derives out of need fulfillment. Thus satisfaction is a consequence of rewards and punishments associated with past experiences. 5. Complex Process: Motivation is a complex process; complexity emerges because of the nature of needs and the type of behavior that is attempted to satisfy those needs. 6. Person Motivated in Totality: A person is motivated in totality and not in part. Each individual in the organization is a self-contained unit and his needs are interrelated. These affect his behavior in different ways. 3 Motivation Motivation is a force that drives people to do things. Employees are normally motivated to achieve their needs, whatever they may include. Motivation is inside another persons head and heart. It may be intrinsic or extrinsic. This is what we call motivation. Employees of a company will be motivated if they associate certain incentives with an activity of work. Motivation is an important function which every manager performs by assigning the people to work for accomplishment of objectives of the organization . Issuance of well conceived instructions and orders does not mean that they will be followed . A manager has to make appropriate use of motivation to enthuse the employees to follow them. Effective motivation succeeds not only in having an order accepted but also in gaining a determination to see that it is executed efficiently and effectively. In order to motivate workers to work for the organizational goals, the managers must Determine the motives or needs of the workers and provide an environment in which Appropriate incentives are available for their satisfaction . If the management is successful in doing so; it will also be successful in increasing the willingness of the workers to work. This will increase efficiency and effectiveness of the organization. There will be better utilization of resources and workers abilities and capacities. Concept of motivation The word motivation has been derived from motive which means any idea, need or emotion that prompts a man in to action. Whatever may be the behavior of man, there is some stimulus behind it . Stimulus is dependent upon the motive of the person concerned. Motive can be known by studying his needs and desires. There is no universal theory that can explain the factors influencing motives which control mans behaviour at any particular point of ime. In general, the different motives operate at different times among different people and influence their behaviours. The process of motivation studies the motives of individuals which cause different type of behavior. 4 Need of motivation Management‘s basic job is the effective utilization of human resources for achie vements of organizational objectives. The personn el management is concerned with organizing human resources in such a way to get maximum output to the enterprise and to develop the talent of people at work to the fullest satisfaction. Motivation implies that one person, in organization context a manager, includes another, say an employee, to engage in action by ensuring that a channel to satisfy those needs and aspirations becomes available to the person. In addition to this, the strong needs in a direction that is satisfying to the latent needs in employees and Harness them in a manner that would be functional for the organization. Employee motivation is one of the major issues faced by every organization. It is the major task of every manager to motivate his subordinates or to create the ? ill to work‘ among the subordinates. It should also be remembered that a worker may be immensely capable of doing some work; nothing can be achieved if he is not willing to work. A manager has to make appropriate use of motivation to enthuse the employees to follow them. Significance of Motivation Motivation involves getting the members of the group to pull weight effectively, to give their loyalty to the group, to carry out properly the purpose of the organization. The following results may be expected if the employees are properly motivated. 1. The workforce will be better satisfied if the management provides them with Opportunities to fulfil their physiological and psychological needs. The workers will Cooperate voluntarily with the management and will contribute their maximum towards the goals of the enterprise. 2. Workers will tend to be as efficient as possible by improving upon their skills and Knowledge so that they are able to contribute to the progress of the organization. This will also result in increased productivity. 3. The rates of labor‘s turnover and absenteeism among the workers will be low. 4. There will be good human relations in the organization as friction among the workers themselves and between the workers and the management will decrease. 5. The number of complaints and grievances will come down. Accident will also be low. 5 6. There will be increase in the quantity and quality of products. Wastage and scrap will be less. Better quality of products will also increase the public image of the business. Motivation is the activation or energization of goal-oriented behavior; Intrinsic Extrinsic From a practical standpoint, we can dig into our motives in order to get better results, and move ourselves from point A to point B. For example, if you know what motivates you, you can use those motives to get yourself to do things that you wouldnt do otherwise. These same principles can be applied to motivating others as well. Motivational techniques, therefore, are useful to teachers, leaders, parents, employers, and really, almost anyone. The key is in understanding that you are not motivating someone else. Instead, you are simply providing a circumstance that triggers that person to be motivation. Intrinsic and Extrinsic Motivation Intrinsic Motivation Intrinsic motivation comes from rewards inherent to a task or activity itself the enjoyment of a puzzle or the love of playing. This form of motivation has been studied by social and educational psychologists since the early 1970s. Research has found that it is usually associated with high educational achievement and enjoyment by students. Intrinsic motivation has been explained by Fritz Heider attributional theory, Banduras work on self effeciency,and Ryan and Decis cognitive evaluation theory. Students are likely to be intrinsically motivated if they: Attribute their educational results to internal factors that they can control (e. . the amount of effort they put in), Believe they can be effective agents in reaching desired goals (i. e. the results are not determined by luck), 6 Are interested in mastering a topic, rather than just rote- learning to achieve good grades. Extrinsic motivation Extrinsic motivation comes from outside of the performer. Money is the most obvious example , but coercion and threat of punishment are also common extrinsic motivations. While competing, the crowd may cheer on the performer, which may motivate him or her to do well. Trophies are also extrinsic incentives. Competition is in general extrinsic because it encourages the performer to win and beat others, not to enjoy the intrinsic rewards of the activity. Social psychological research has indicated that extrinsic rewards can lead to over justification and a subsequent reduction in intrinsic motivation. In one study demonstrating this effect, children who expected to be (and were) rewarded with a ribbon and a gold star for drawing pictures spent less time playing with the drawing materials in subsequent observations than children who were assigned to an unexpected reward condition and to children who received no extrinsic reward. Motivation starts with you! As you aspire to be more successful in life, your attitude towards yourself and others will play a huge role. Positive people learn how to handle lifes challenges differently and use these opportunities to grow. So can you! Self Motivation The self-control of motivation is increasingly understood as a subset of emotional intelligence; a person may be highly intelligent according to a more conservative definition (as measured by many intelligence test), yet unmotivated to dedicate this intelligence to certain tasks. Yale School of Management Professor Victor Vrooms expectancy theory provides an account of when people will decide whether to exert self control to pursue a particular goal. Drives and desires can be described as a deficiency or need that activates behavior that is aimed at a goal or an incentive. These are thought to originate within the individual and may not require external stimuli to encourage the behavior. Basic drives could be sparked by deficiencies such as hunger, which motivates a person to seek food; whereas more subtle drives might be the 7 esire for praise and approval, which motivates a person to behave in a manner pleasing to others. Motivation Process 1. Identification of need 2. Tension 3. Course of action 4. Result –Positive/Negative 5. Feed back TYPES OF NEEDS There are many needs which an individual may have and there are various ways in which these may be classified. The basic objective behind classification of needs into different categories is to find ou t similarity and dissimilarity in various needs so that incentives are grouped to satisfy the needs falling under one category or the other. Thus needs may be grouped into three categories. 1. Primary Needs: Primary needs are also known as psychological , biological , basic or unlearned needs . These needs are common to all human beings , though their intensity may differ . Some of the needs are food , sleep , air to breathe etc. These needs arise out of the basic physiology of life and are important for survival and preservation of species These needs are conditioned by social practice . 2. Secondary Needs: As contrast to the primary needs, secondary needs are not natural but are learned by the individual through his experience and interaction . Therefore, these are also called learned or derived needs. Emergence of these needs depends on learning . There may be different types of secondary needs like need of power, achievement, status, affiliation, etc. 8 3. General Needs: There are a number of needs which lie in the grey area between the primary and secondary classifications. In fact, there are certain such needs for competence, curiosity, manipulation, affection etc. Motivation and Behavior Motivation causes goal-directed behavior. Feeling of a need by an individual generates a feeling that he lacks something. This lack of something creates tension in the mind of individual. To overcome this state he engages himself in a behaviour to satisfy his needs. This is goaldirected behaviour.

Essay --

1.0 Introduction Valves are mechanical devices that control the flow and gases in the process. They are essential components of piping system that conveys liquid, vapor and gases. They come in variety of material ranging from steel and plastic. There are different types of the valves such as globe, gate, ball, plug and check valve. Each of these valves has different features and functional capabilities. Some valves can self operated (automatically) while the other manually or with pneumatic or hydraulic system. In this report I will talk about the benefits and the useful of the gate valves and the globe valve as well as compare the different between the two valves in term of cost and maintenance. 2.0 Background Gate Valve and globe valves achieves the important function of controlling the flow; they are installed on the piping and pipeline to straight the flow from one location to another and to prevent losses of the flow. Like the faucets in home plumping system that we observed every day, when it is open the flow is begins to move and speed up and when it close the flow will stop moving. Valves comes in different sizes the smallest one can be weight as 1lb (0.50 kg), while the largest valves can weigh up to 10 tones (9070 kg). Deciding the type of the flow or the gas can lead you and help to determine which valve will be suitable for the process. However the valves can be affecting by several factors such as slurry (mixture of the liquid like water or cement) which required Maintenance permanently to avoid the errors of the reading. 3.0 Technology This section will describe the functionality of both gate valve and globe valve and also will show the features of each technology. 3.1Gate valve The gate valve is designed to con... ...he flow to pass through the pipes. There are different types of the valves with different sizes, and each valve has several features that make suitable for different process. The most important feature is the efficiency. Globe valves are installed in parallel position not perpendicular like the gate valve, which make it more efficient than the gate valve in services that required frequent operation and when the pressure drop across the valve. 5.0 Recommendation After studying this report and from the analyzing I recommended to use the gate valves because it’s suitable for the different process and simply operates in fully open and fully close with no pressure drop also its required less maintenance and not expensive, rather then the globe valve which is not recommended where the pressure drop and resistance to flow, it’s preferable only for frequent operation.

Frankenstein Socratic Seminar Reflection

Frankenstein and Pride & Prejudice Socratic Seminar Reflection This Socratic Seminar made me agree much more with Socrates’ beliefs: that extended discussion and continual questioning facilitate the most meaningful learning experiences. It helped me understand the novel much more than I had before because I got to hear about the book from the perspective of others and how they interpreted the story and discussed what they thought were the positive and negative aspects of Frankenstein.I discovered that many others interpreted some meanings of the novel in the same way that I did. Overall, the seminar went very well in both groups, but there were some negative aspects in both seminars. In the Pride & Prejudice seminar, none of the members proposed any questions in response to an already given question (a rebuttal question). This was not the case in the Frankenstein group, which is good.However, although we did ask rebuttal questions, our group failed to use quotes for support an d our discussion was more of a modern conversation between people with a lot of agreeing and disagreeing, but no evidence for backup. I believe that there was only one person who used quotations and cited them to backup his/her point, who was Matt Kane (I hope you didn’t want us to specify names; at least it’s not a bad comment). The Pride and Prejudice group did fulfill the use of quotations, which evened out the differences between the seminars.There were also many great points brought up in our discussion of Frankenstein, which almost everybody agreed with such as how we appointed Victor Frankenstein as the monster of the novel and not the physical monster that he has created. I would not have thought about many of the things with deeper meanings that were discussed in the seminar by myself. Not only was the seminar itself what helped me to further understand the story, but also the pre-seminar tasks (question responses and formation).Each question coincidentally as ked me something that I had thought about at least one time during the reading, and the required quotations helped remind me of when and where I had encountered the question while reading it. The post-seminar paper (this thing) is helping me because it makes me remember what we talked about during the seminar and how it was effective to understanding the story. Being reminded of how effective the seminar actually was, will make me believe more in the beliefs of Socrates, as well as want to do more seminars for different novels in the future.

White Collar Crime

Is White Collar Crime an Inside Job? Simply put, the point that Charles Ferguson is trying to get across in his documentary, The Inside Job is that economics is exactly that, it’s an inside job; with many elite employees involved. Economics is a profession, and at the end of the day, it all comes down to power, and the money being brought home by those at the top. Throughout the documentary Ferguson does an excellent job revealing the not so behind the scenes action, that many just don’t pick up on, due to the fact that companies police themselves.The documentary explains how it effects everyone, even those that are not directly involved or related. Those who are responsible for the financial meltdown in 2008, and the housing bubble are revealed, and an explanation is given as to why they are still in charge of the companies whose actions affected millions of people not only in The United States, but all over the world. Several different types of white collar crimes wer e committed leading up to the financial crisis, and several different companies were engaging in the large scale criminal activity.Financial deregulation is one of the main topics discussed in the documentary, and how financial institutions were given more freedom; thus making more risky investments with their depositors money, and seeing no consequences when these investments fell through. The documentary brings forward many thoughts about the types of white collar crime committed and how those that are guilty got away with it, how the victims were affected by the careless actions of the companies, as well as the reasons and motivation behind the crimes. The documentary stresses that this crisis was no accident, and that it was all caused by an out of control industry.Each crises causes more and more financial damage, while industries continue to make millions. While the documentary doesn’t once mention the term white collar crime, it doesn’t take much to realize that this was exactly what went on. â€Å"Not only have the vast majority of responsible parties not been convicted of any crime — they haven’t even been charged† (Andrew Leonard, 2012), the employees that destroyed their own companies, and caused crisis all over the world, walked away with all their money, and left millions of people without their savings.Defining White Collar Crime Defined by Edwin Sutherland(1949), white collar crime is â€Å"a crime committed by a person of respectability and high social status in the course of his occupation†. Countless types of white collar crime exist, many people not even being aware of them . It is strongly believed that white collar crime was the cause of the global financial crisis of 2008, which consisted mainly of mortgage, insurance, and security fraud. Marshall Clinard and Richard Quinney (1973) defined two types of white collar crime: occupational, and corporate.They defined occupational crime as being committ ed by individuals over the course of their occupation, mainly for personal gain, whereas corporate crime is committed by the corporations as a whole, the crime is planned and committed for the corporations financial gain. In The Inside Job, several types of white collar crime were committed, such as: laundering, cooking books, and defrauding customer’s money. Even though those who commit white collar crime are labeled as criminals, they often don’t fall under the typical stereotype that street criminals hold.Reducing the amount of white collar crime is something that is very important and there needs to be more attention toward it. The media definitely needs to focus more on white collar crime, as most news usually revolves around street crime, rather than revealing the crimes being committed by large corporations. A stronger punishment is needed to reduce white collar crime. Often, those who commit white collar crimes get off without jail, because they have the money to pay millions of dollars in fines. Increasing these fines drastically would not allow them to pay for their punishment. Victimization of White Collar CrimeVictimization of white collar crime is not something that is often heard of in the media. It’s not uncommon to turn on the news and see countless stories of the victims of murder and robbery, and well as drug related street crimes. But what about the victims of the crime that’s vastly underreported, and even more undetected? People who commit street crime are seen as more dangerous, and often receive a harsh punishment, because they generally have less money,therefore less power. One of the many reasons for the underreported incidences of white collar crime, is simply because there is less to show for it.It is estimated by the Canadian Securities Administration, that nearly 5% of adult Canadians have lost money to some type of investment fraud. White collar crime is often seen as less damaging than street crime, bu t in reality, victims of white collar crime do suffer from tremendous damages. Aside from the obvious financial loss, they are known to have struggles with psychological, emotional, and physical health (Kempa 2009). Numerous things can happen after people are affected by white collar crimes, such as possibly triggering them to commit street crimes, such as theft, in order to support their family after losing money.A close relationship is often built between the perpetrator and the victim, giving them the sense of trust, thus having them believe that no type of fraud could happen to them. As seen in the documentary, not just those directly involved are affected. When the Wall Street Stock Market crashed in 2008, other countries were also paying the price. Tens of millions of people were affected either directly or indirectly from the global economic crisis. With the sudden drop of employment in America, budgets of those families also decreased drastically, thus buying less in order t o save money.This cutback caused several large companies in China to cease their production; causing over 10 million to lose their job. As heard in The Inside Job, Dominique Strauss-Kahn states that â€Å"at the end of the day, the poorest, as always, pay the most†. As mentioned earlier, the employees of the large corporations committing the crimes go home with their hundreds of thousands of dollars, and those affected in poorer countries, are left with nothing. People with money have power, power that can often get them out of situations that many others are not be able to. Self-Control Theory and White Collar CrimeThe self-control theory argues that all crime stems from the problem of low self control. (Hirschi & Gottfredson, 1987). This low self control causes people to act impulsively and spontaneously, value risk and adventure, and care more about themselves than they do others. As stated in The Inside Job, Jonathan Alpert, therapist to many Wall Street exclusives, says that they’re â€Å"risk takers, and impulsive. It’s part of their behaviour, it’s part of their personality†¦ there's just a blatant disregard for the impact that their actions might have on society, on family†.Many of those that commit white collar crimes are often seen as having the need to control, being charismatic and narcissistic, as well as having a fear of losing their power and their position. Greed is often a primary motivator for white collar criminals. As heard in The Inside Job, â€Å"the bankers showered money on themselves, each other, and their friends†, they lived a wealthy and luxurious life; living in penthouse suites on Park Avenue, owning numerous vacation homes in the Hampton’s, flying around the world in private jets.Living such a wealthy and elite lifestyle, â€Å"it’s quite typical for the guys to go out, to go to strip bars, to use drugs. I see a lot of cocaine use, a lot of use of prostitution†¦ A lot of people feel that they need to really participate in that behavior to make it, to get promoted, to get recognized. † (Alpert, 2010). It’s quite clear that the main motivation behind many of those involved in committing white collar crimes, usually comes down to the power they hold, and most importantly, the money in their pockets. White Collar vs. Street CrimeThose who commit street crime are often given a harsher punishment and a more negative reputation than those who commit white collar crimes. In reality, the two types of criminals are not that different, even though their methods of crime are unalike. Should there be different punishment or sentences for those who commit fraud or embezzlement, compared to those who distribute illegal drugs? People with a higher status and more money and power often tend to get a lighter sentence, as both the money and power can often get them out of situations, but this isn’t fair.White collar crimes generally effect people more than street crime. As seen in The Inside Job, the crimes committed by a few large corporations, caused millions of people to lose copious amounts of money, as well as their jobs. A main distinction that can often separate those who commit white collar crime, and those who commit street crime, is their level of education. Many people seen in The Inside Job were those who had graduated, or even worked at respected universities. They were often well educated in economics and business, so they knew every last detail of what they were working with.White collar criminals are often known have a desire for control, causing them to engage in corporate crime, hoping to gain power. The financial crisis of 2008 that affected millions of people, causing tremendous losses of both jobs and money, is something that will be around to haunt people for years. Their victims are left to suffer, while the employees of the large corporations walk away with all their money. The people who commi t such white collar crimes are selfish, and only care about their own power and money.Even years after the crisis, news is still floating around, and people are still questioning why the corporations and their employees aren’t seeing punishment. The criminals that commit these large scale crimes, are being treated differently than those that commit street crimes, they get away with no punishment, and continue working, in time committing the same crimes over again. Reference List Barkan, S. E. Criminology: a sociological understanding. (5th ed. ). Pearson. Croall , H. (2001). Understanding white collar crime. Buckingham, England: McGraw Hill. Ferguson, C. (Director) (2010). The inside job [DVD]. Kempa, M. (2009).Combating white collar crime in canada: Serving victim needs and market integrity. (University of Ottawa). Leonard, A. (2012, May 18). Corporate criminals gone wild. Retrieved from http://www. salon. com/2012/05/18/corporate_criminals_gone_wild/ Morgenson, G. & Story, L. ,(2011, July 7). As wall st. polices itself, prosecutors use softer approach. New York Times. Retrieved from http://www. nytimes. com/2011/07/08/business/in-shift-federal-prosecutors-are-lenient-as-companies-break-the-law. html? _r=2=1=wisenberg=cse& Watt, R. (2012). University students’ propensity towards white-collar versus street crime. (University of Guelph).

Non-Plagiarized Term Papers

Non-Plagiarized Term Papers Non-Plagiarized Term Papers Non Plagiarized Term Papers Secure Yourself! Non plagiarized term papers are the sign of our professional writing qualities. It is known fact that the practice of plagiarism is inaccessible in education and writing business. Therefore, our company pays serious attention to this aspect in order to provide only unique and exclusive non plagiarized term papers to our customers. Non Plagiarized Term Papers: The Essence Non plagiarized term papers are regarded as the high-quality and unique works of our writers. These papers include exclusive professional ideas and thoughts which describe the certain topic in full. The core aspect of our term papers writing is to keep the main idea within the text and express it with unique style of writing. It means that our works are lacking of copy paste and repetitions from published and issued sources. Thus, non plagiarized term papers are a sign of exclusivity and creativity. Non Plagiarized Term Papers: The Requirements to Writers Non plagia rized term papers are one of the fundamental merits of our companys business. That is why we responsibly and thoroughly select the writers for our big family of talented authors. The common list of requirements includes the following:Our writers have to know the current policies of anti-plagiarism in depth; Our writers ought to know the rules of correct referencing and citation in order to minimize the relations to plagiarism; Our writers should rely mainly on own creative thoughts and uncommon ideas to make the custom papers stronger and smoother; It is strongly recommended for our writers to check their works on plagiarism before the sending of an order. Non Plagiarized Term Papers: The Security of Our Customers Non plagiarized term papers can be an important basis for security of our clients who want receive high-quality and well-organized works. Our non-plagiarism policies and standards are designed to maximally secure the comfort of our customers and reputation of o ur agency in the future. At the same time, such non-plagiarism policies and standards encourage our marketing strategies: if the client is satisfied with quality of a work, he/she would contact to our agency over again. It eventually increases our reputation and level of economic profit. The writers who resort to practice of plagiarism and copy pasting lose their working position in our agency and trust of our managers. As you can see, our measurements of non-plagiarism are directed to provide the maximum security to our customers.

A Look At Issue Of Homosexuality Religion Essay

A Look At Issue Of Homosexuality Religion Essay The response of the church to the issue of homosexuality is problematic; it is so because homosexuality now has become so evident and conspicuous. It is shocking how people are coming out in the open as being homosexual and how it is being discussed openly and even receives sympathy from some quarters in the church. The obvious fact is that it can no longer be ignored. In this paper I will discuss how the church in Africa should respond to this problem. ANALYSIS OF CONTROVERSY Homosexuality is a legal offence in most African countries, although in recent years there are attempts to legalize it in some countries, but it is legal in most American states. This is why it is a controversy to the Anglican Communion which is world wide. The definition of homosexuality according to Woods Jr (1968, p.135) â€Å"the word homosexual can be used to refer to various subtle gradations of erotic attraction or involvement between members of the same sex.† The moralist would dismiss moral obj ections on homosexuality basing on natural law, which they say natural law assumes that the structure of male and female genitals determine their function sexually. The early church also criticized same sex practices, for example Gagnon (2001,p.163) puts it very well that † Jews, like Greek and Roman critics of Homosexuality, rejected it on the ground that it was against nature, that is apart from the fact that the law forbade same-sex intercourse.† He says there are four reasons why only intercourse between male and female was considered to be in accordance with nature. The first he says is that there is no procreation in Homosexual intercourse and the second reason is that it is an affront to how God designed the male and female organs. The third reason is that there is no natural erotic passion in Homosexual sex says Gagnon and the last he says is that not even animals practice Homosexual intercourse. But some scholars would argue that apart from reproduction purposes , sex serves a number of functions. According to Woods Jr. (1968) â€Å"the judgment that sex is only for reproduction is as limited to an agrarian, low-population economy as the judgment that pearl are valuable is to a consumer economy.† The Lambeth conference resolution number 1.10 of 1998 states that in view of the teaching of scripture, that marriage should be between a man and a woman in a life long union, it recognized that there were persons who experienced themselves as having a homosexual orientation. Some of these people are church members and therefore need pastoral care, moral direction and God’s transforming power. The resolution was to listen to the experience of the homosexual persons and ensure them that God loves them. Although they called for the ministry of the pastoral care to all irrespective of sexual orientation, the resolution did not advise the legitimizing or blessing of the same sex union nor ordaining those in same gender union. Some would a rgue that in the Bible it is not clear what they meant by homosexuality. For example Bishop David Russell in his leaf let (page 3) wrote that the Biblical writers never ever contemplated the kind of homosexual that we are contemplating today, the Partnerships we are seeking to have affirmed in our time. I do not agree with him and others who think in these lines because the Bible is very clear on homosexuality. In Leviticus 20 :13, it is very clear that a man who has sexual relations with another man, both should be put to death because they have done repulsive thing. The other text, which condemns homosexuality in the New Testament, is Romans 1:26-27 and 1 Corinthians 6:9-10. it is therefore very clear that homosexuality is condemned in the Bible. If the homosexual of the Bible (Leviticus 20:13) is same as the homosexual of today, then homosexuality is an ancient form of sexual perversion.

Film review of an Australian feature film Essay Example | Topics and Well Written Essays - 500 words

Film review of an Australian feature film - Essay Example rican influence, most Australians in the 50s and 60s prefer American movies, but in the emergence of the Australian film industry revival the citizens had little choice on what to watch. The people in the industry struggled to make the industry alive by catering the needs of the Australian viewers (Cetti, 2010). The efforts were seen as great revival for the pride and culture of Australia as the government supports the local film industry. Despite of the popularity of American films in Australia, the local movie industry made its contributions to bring itself up. In line with its endeavor, the film Cane Toads: An Unnatural History together with other movies was made to promote its local culture. After all, movies are made to add value to the lives of people and the entertainment industry. Brens (2000, p. 60) stated that the film industry does not exist plainly for making money through movies. Perhaps the movie Cane Toads highlighted the topic of free will in contrast with needs of various people coming from different genders, social standings and their opinions regarding the fast increase in the population of a toad introduced in the 30s to combat the pests in the sugarcane plantations. The movie was presented not only as an eye-opener for the ecological consequences of the booming population of the cane toads but also to make use of the movie as a way of sociological inquiry as stated by Taussig (1992, pp. 79-80). The movie contained the natural science elements mixed with sociological issue that showed how culture can transform the view of people upon the existing pests. The cane toads came from South America and were brought to Queensland and other parts of Australia to remove the proliferation of grey back beetles that pester the sugarcane plantations. Sugarcane plantation owners lost profits as many types of sugarcane were destroyed by the beetles despite of the quick breeding of cane toads (Crotty 2006). Unluckily, toads cannot reach the beetles as those do

Kingdom Business Personal Statement Example | Topics and Well Written Essays - 1750 words

Kingdom Business - Personal Statement Example However, the pressure to make profits and to prosper makes it challenging to keep from losing faith and one can only pray for courage and strength to stay true to one's beliefs (Eldred, 2005). However, this ability has far reaching effects. According to Baitu (2006), the challenge of today's landscape should not just focus on the bottom line. Business also have a social responsibility to help alleviate the ills of society and to create opportunities. And this is not just because of altruism. The United Nations Conference on Trade and Development (2005) says for example that companies should be part of development so that their potentials too can be nourished. Otherwise, markets will not develop and expand leaving companies themselves without a future to look forward to. According to Heinz Suter, building Kingdom Companies does not only require spiritual commitment but also a realization of the social and moral challenges in the context on one's society (Chan et al, 2003, p. 181-194). Ben Cohen who is the cofounder and former CEO of Ben and Jerry's Homemade Ice Cream knows that people will easily doubt their statement of commitment regarding the company's commitment to spirituality. He says that these doubts don't matter as much as that the company continues to show that "there's a spiritual life to businesses as there is in the lives of individuals" (as cited in Saylor, 2005). Hick (2005) says that this is in part because of the continuing religious conflicts world wide that is being echoed by each society. There has been great effort to be able to relieve these situations but Rick Marshall (2005) believes that these efforts can only be truly successful if society itself makes an effort to change. It is daily struggle to remind not ourselves by all things we do and say that it is possible to live religiously and allow other the same opportunity but it is one of the most urgent ac critical challenges we have to accomplish (Eldred, 2005). Building a Kingdom Business Richard Goosen, a professor of finance and entrepreneurship at Trinity Western University says that "money is the oxygen of a business, it's not the purpose" (Saylor, 2005). This implies that no matter how healthy the bottom line is, that is not a indication that owners or employees feel fulfilled or enriched by their work. Often we think disdainfully when we here of industry and business leaders suddenly establishing charities or even giving up their business to pursue enlighten. We feel that that it is a clich' among those experiencing midlife crises. However Eldred (2005) encourages to think about it in another way: these individuals, the brightest and greatest minds of our times just may have realized something at the point in their lives when they could already say that they have everything. They may have realized that there should be more than what they had, that the pursuit of success goes beyond the boardroom and the bottom line. The marketplace seems like such a hostile pla ce to espouse religion. Yet, if one reflects on the history on faith, it is when ministries forge in these environments are the greatest testament of missions. The third chapter of the Eldred's book God is at Work tells us that businesses must be an extension of our church life. One should in a way consider it

ECDIS Essay Example | Topics and Well Written Essays - 3000 words

ECDIS - Essay Example MMSI: Maritime Mobile Service Identity NAVTEX: Navigational Information Telex SOLAS: International Convention for the Safety of Life at Sea Transas: Transport Safety Systems UAIS: Universal Automatic Identification System ECDIS ___________________________________________________________________ Abstract Although ECDIS is popularly defined as a standard for the elimination of paper charts, the mentioned definition hardly encompasses the capabilities and potentials of this tool. Indeed, the functionality of ECDIS systems have extended beyond the mere elimination of paper charts to the provision of an Integrated Bridge whose primary function is the interconnection of all of a vessel's sources of information. This paper shall review and evaluate an ECDIS implementation paradigm forwarded by Transas Marine (TRANsport SAfety Systems). The primary criterion for evaluation is compliance with the IMO standard. Following that, additional implementation features shall be critically analysed. The paper will conclude with a set of recommendations for improvement based upon the researcher's own evaluation of Navi Sailor ECDIS. 1.0 Research Approach 1.1 Aim The primary aim of the present research is the evaluation of an ECDIS system against manufacturer claims, for the determination of whether or not the system satisfies its supposed purposes and executes its defined functions. 1.2 Research Question Can the selected ECDIS system act as a replacement for a chart navigation system 1.3 Methodology As a strategy for responding to the selected researched question and satisfying the research's articulated aim, an in-depth investigative exploration of the chosen ECDIS system's features shall be undertaken. The results...The paper will conclude with a set of recommendations for improvement based upon the researcher's own evaluation of Navi Sailor ECDIS. The primary aim of the present research is the evaluation of an ECDIS system against manufacturer claims, for the determination of whether or not the system satisfies its supposed purposes and executes its defined functions. As a strategy for responding to the selected researched question and satisfying the research's articulated aim, an in-depth investigative exploration of the chosen ECDIS system's features shall be undertaken. The results of he investigation shall determine whether or not the examined ECDIS system can, indeed, function as a replacement for a chart navigation system. An Electronic Chart Distribution Information System (ECDIS) is specifically designed to replace nautical charts with electronic navigation charts. It must be stressed, however, that the purposes of ECDIS exceed the stated insofar as the system's functionalities include the systemic collection, storage, processing and presentation of navigation-related and route-planning information.

Small Classes Benefit Students

Small Classes Benefit Students Every year class size reduction is one of the hottest topics. This topic has been studied numerous times, but is often ignored due to financial challenges. Teachers, parents, and students are constantly demanding smaller classes, because it would benefit education and faculty engagement. There are many aspects that affect the teaching process. Class size is shown to be a major factor. How the teacher teaches, or the student learns all leads back to the classroom. An organization called, Project STAR ( Student/Teacher Achievement Ratio) has studied students since 1985 and found that the size of the classroom does indeed have an affect on the performance of the students. In Joe Agrons Good things come in small packages., He explains the findings of STAR, class sizes from 13 to 17 outperformed students from larger classesà ¢Ã¢â€š ¬Ã‚ ¦. With having smaller class size it creates a more manageable environment, and allows the students to learn more of the content. If schools would reduce class sizes it would up the graduation rate at least ten percent, and more kids will go to college (Argon). When having small classes the student will want to interact more, and not have the fear of not knowing an answer in front of thirty plus kids. The student will be open to learning a nd being more involved in the classroom. Creating a comfortable environment will cause students to drop out less frequently (Argon). If students are comfortable and more open to school, it allows them to be more eager to take challenging classes and learn subjects on a more advanced level which would later benefit them in college. Along with the many factors , time plays a big role in students and teachers experience in school. Teachers must have enough time to teach their lessons, and students need enough time to fully understand the topic they are being taught. In Cakmaks academic journal it states, Time is an important aspect in teaching because teachers need time to manage time effectively in order to implement their strategy. (Cakmak). This meaning if the teacher has less students they would be able to thoroughly teach the content. In the classroom of thirty students, at least twenty of them need more time studying the topic. With having a large amount of students and a small amount of time, only ten of those students are able to fully understand the topic while the rest have to stay behind. The teachers offer tutorials before and after school, but out of seven class periods about one hundred and forty students are coming in for help. If the classes are reduced, the amount of students that need help will drop. This would allow the teacher more time to have one on one with each individual. Class size not only affects younger children, but it also takes a big toll on students who are studying in college. The amount of time a teacher has with a student only shortens as the children get older. The class sizes are constantly growing, once a student enters college they are facing five hundred plus students. In a class that big the professors help or attention is limited to a small portion to the class. There is little to no interaction between the student and teacher. When or if the student needs help on a subject, they are more liable to push it aside because they are not comfortable with speaking to the professor. This will change if the professor was allowed more time to understand each student and know more about them as well as the student knowing their professor. Time and interaction plays a large role in the classroom and is constantly ignored. If they are not allowed either one, the desire to be in school and get help becomes less of a want each day. The reason behind not having enough time to interact and teach a lesson all leads to the amount of students in the classroom. At any age the teacher must deal with the behavior of the children in the classroom. Everyday a student is prone to act up and disrupt the class, whether it be horse playing or refusing to do work. Having a large class creates chaos with student behavior, which cause the teacher to stop his or her lesson to correct the issues. Each time the lesson is stop, a student is distracted by the situation and has loss focus on the topic. While the teacher is correcting the behavior, the lesson remains on hold and the content is never fully explained. If the student is unable to have the teachers undivided attention due to discipline, then they are left with having to figure out the content on their own. According to Does class size really matter? less students create a steady environment, Teachers believed to cover more content in greater depth and have fewer discipli ne problemsà ¢Ã¢â€š ¬Ã‚ ¦. Reducing the class size will not completely end behavioral issues, but it will bring it down to a minimum. Each student will then be allowed more time in the classroom, and will allow the teacher to continue teaching a topic with distractions to them or the student. If the teacher spends less time having to correct a students bad behavior, it could reduce stress (Johnson. Hatie) . Johnson states it may seem possible that creating a less stressful work environment for teachers might increase the likelihood they they will stay in the profession.(Johnson) , class size reduction is expensive, but so is replacing teachers who quit due to the issues in the classroom. If the teacher is pleased, the student will enjoy learning in their classroom. Everything falls back to how comfortable the student and teacher are, and how much of the content is being taught, and understood. If this can be corrected by simply reducing the amount of students put into a classroom, then why is it that the school board is sitting in the shadows. Reducing class size is a constant worry to most schools, because of the cost they would have to pay to make the classes smaller. When the topic comes up , the tension between the school and parents become more apparent. Every school believes a childs education is an important aspect of their everyday life, and they would do anything to help them. In the academic journal, Class size reduction The National-Parent Teacher Association show that,combining funds for class size reduction and professional development into a teacher-quality block grant in the No Child Left Behind Actà ¢Ã¢â€š ¬Ã‚ ¦(The Reading Teachers) this leaves many districts and teacher with having to choose between the two. Providing a better learning environment for students is constantly put on hold until the district can decide whether they want to pay for cost that come along with the change. As the schools and deciding and slowly pushing the topic aside, students a beginning to struggle in the classroom, and fall b ehind on topics. Everyone praises the No Child Left Behind Act, but yet when the chance to help a child is in view of a district, it suddenly disappears. With the way the schools go about this, it leaves parents and students wondering if it is really no child left behind, or are the schools steadily letting the children get lost in the clouds. Work Cited Agron, Joe. Good things come in small packages. American School University, vol. 71, no. 10, 1999, p. 10. Academic OneFile, go.galegroup.com/ps/i.do?p=AONEsw=wu=j020902v=2.1it=rid=GALE%7CA55204568asid=351c277ea4eefb7a2527d29a5903182a. Accessed 9 Feb. 2017. Cakmak, Melek. The perceptions of student teachers about the effects of class size with regard to effective teaching process. The Qualitative Report, vol. 14, no. 3, 2009, p. 395+. Academic OneFile, go.galegroup.com/ps/i.do?p=AONEsw=wu=j020902v=2.1it=rid=GALE%7CA214102628asid=83e3ea601a9eafa34a7957694d72d939. Accessed 9 Feb. 2017. Johnson, Laurene. Does class size really matter? District Administration, Oct. 2011, p. 104+. Academic OneFile, go.galegroup.com/ps/i.do?p=AONEsw=wu=j020902v=2.1it=rid=GALE%7CA271405507asid=53f0f28435c3b534c6cc6410f370667b. Accessed 9 Feb. 2017. Class size reduction. The Reading Teacher, vol. 58, no. 8, 2005, p. 739. Academic OneFile, go.galegroup.com/ps/i.do?p=AONEsw=wu=j020902v=2.1it=rid=GALE%7CA149253957asid=d51d5ef20e663437962151cfe8f14a2b. Accessed 10 Feb. 2017.

The Awakening Essay -- essays research papers fc

The Relationship of The Awakening and Creole Society In The Awakening, Kate Chopin brings out the essence of through the characters of her novel. In this novel Edna Pontellier faces many problems because she is an outcast from society. As a result of her isolation from society she has to learn to fit in and deal with her problems. This situation causes her to go through a series of awakenings that help her find herself, but this also causes problems with her husband because she loses respect for him and the society she lives in. Throughout the novel she is faced with unfavorable circumstances which confuse and eventually kill her. Kate Chopin uses Creole Society in the 1890s as a basis for her novel and expresses it through Creole women, personal relationships, and etiquette. The Awakening is a book based on French Creoles and their lifestyle which is expressed throughout the novel. Creoles were French Creole Society descendents of French and Spanish Colonists of the 1700s. They had strong family ties because of Catholicism and were a tight community because they where considered outcasts of Anglo- American society. Clement Eaton says that "the Creoles, to a greater degree then Anglo-Americans, lived a life of sensation and careless enjoyment. They loved to dance, gamble, fish, attend feasts, play on the fiddle and to live without much thought of the morrow." Eaton 252 Creoles were very lively outgoing people because of their comfortable tight society. Activities such as Mardi Gras and Sunday afternoon Mass holiday spirits contribute the liveliness of these people (Walker 252). A large reason for their comfort and "live for the moment" attitude was that Creoles did not move west like most other colonists to claim land. Instead they stayed in relatively the same area and just grew in population without consumption of other lands . This caused a shortage of land so it had to be repeatedly divided among the families and it also made it difficult for the plantation system to operate successfully (Walker 253). Background of Creoles: Until 1888 the husband was legal guardian and was given custody of the children when in a divorce. In the 1890 segregation was legalized (Jim Crow laws), but blacks horizons were expanding also. "In Louisiana after the Civil War, African American men had voted in lar... ... of the Old South. Ed. Albert D. Kirwan. Lexington: U of Kentucky P, 1968. 83. Qtd. in Walker, 252. Shaffter, Mary L. "Creole Women." The Chatauquan 15 (1982) : 346-347. Rpt. in "The Awakening": An Authoritative Text. Ed. Margo Culley. New York: Norton, 1994. 137-139. Walker, Nancy. "Feminist or Naturalist?" The Social Context of Kate Chopin’s The Awakening. 17(1979) : 95-103. Rpt. in "The Awakening" : An Authoritative Text. Ed. Margo Culley. New York: Norton, 1994. 137-139. Wells, Richard A. "An Etiquette Advice Book Sampler." Decorum: A Practical Treatise on Etiquette and Dress of the Best American Society. (1886): 248-49. Rpt. in "The Awakening": An Authoritative Text. Ed. Margo Culley. New York: Norton, 1994.122-125. Young, John H. "An Etiquette Advice Book Sampler." Our Deportment, Or the Manners, Conduct and Dress of the Most Refined Society. (1882): 56. Rpt. in "The Awakening": An Authoritative Text. Ed. Margo Culley. New York: Norton, 1994. 122-125.

Case for critical thinking Essay

1. What elements of the general environment would have most impact on Mercedes cars and Haines Signature boats? The general environments that would have had the most impact on Mercedes cars and Haines Signature boats are the technological and economic changes. As of being companies which sells/produce quality products, which are also expensive, they would struggle to sell is the economy wasn’t rising (ex. with a stronger and bigger middleclass through out the world). Technological conditions also have an impact. Their operating strategies can be different based on changes in the environment. In the manufacturing industry they are dependent on the general state of technology. 2. What do you feel the organisation cultures of these companies would be like? They are both similar. Both companies are very observable and core cultures. The cores at Mercedes Haines Signature are innovation, technical advances and high quality products. This along with the there understanding for their consumers’ needs and the way they are able to meet these. 3. What strategic and dynamic capabilities would you imaging these companies and the band possess in order to keep ahead of the competition and thrive in changing economic environments? The strategic and dynamic capabilities of Mercedes Benz, Haines Signature Boats and AC/DC are they see themselves above competitors. Mercedes and Haines Signature Boats have better technical knowledge, innovation and quality assurance then most other companies. These are their trademarks and are close to impossible for others companies to replicate. Haines Signature  Boats separate themselves from others by having better instruments and nicer aesthetic that have separated them from other boat companies. AC/DC are a global brand and have a trademark sound. They provide entertainment to all ages. 4. Why do you think the food outlets discussed in the case can’t accept that they have to change their staffing practices in the face of the mining boom? Fast food have not changed their staffing practice. They only attempt to attract different workers to suit the company needs. Because fast foods outlets are franchises and don’t need word of mouth recommendation to encourage consumers. It’s accepted in our society to go at a fast food restaurant to enjoy cheap and fast service/supper. It’s therefore smart of them to pursuit school aged students, as this can provide a job for young adults but at the same time keep the wages at a minimum.

Issuing Debt and Bond Valuation Essay

1. Internally generated funds and stock issuances are available for for-profit and internally generated funds, philanthropy, government grants, and sale of real estate are available to not-for-profit health care providers to increase their equity position. 2. The advantages of a taxpaying entity in issuing debt are fixed debt service payments, fixed interest rate, no risk ha investor sells bond back, and no leer of credit needed, while disadvantages are higher issuance expenses, may result in higher interest cost over life of loan, no refunds for bonds, unstable deb service payments, and decline in cash flow if interest rates increase. 3. Debenture is an unsecured bond, which is not backed by specific assets of the organization; so, it carries higher risk with a high interest rate. On the other hand, subordinated debenture is an unsecured bond that is junior to debenture bonds. In a case of default, the bondholders are paid first. 4. An investment banker syndicate a bond issue with other investment bankers to work as an underwriter for private placements to sell to a particular institution or group of institutions (banks, pension funds, or insurance companies). 5. $1,000 zero coupon bond with a 20-year maturity has a market price of $311.80. Rate of return = (1000 / 311.80)^(1/20) = 1.7 1000 / 311.80 tells you how many times the money multiplies over 20 years. 6. A tax-exempt bond was recently issued at an annual 8 percent coupon rate and matures 20 years from today. The par value of the bond is $1,000. 7. If required market rates are 8 percent, the market price of the bond = $80 x PVFA (0.08,20) + $1000 x PVF (0.08, 20) = $80 x 9.8181 + $1000 x 0.2145 = $1000 8. If required market rates fall to 5 percent, the market price of the bond = $80 x (0.08,20) + $1000 x (0.05,20) = $750 9. Charles City Hospital plans on issuing a tax-exempt bond at the bond are $1,000. 10. If required market rates are 6 percent, the value of the bond= 60 x PVFA (0.06,1)+1000 x PVF (0.06,1)= 60 x 0.943 + 1000 x 0.943=$996.4 11. If required market rates fall to 12 percent, the value of the bond=120 x PVFA (0.12,1) + 1000 x PVF (0.12,1) = 120 x 0.892 + 1000 x 0.892 = $ 996.8 12. Since 3 percent, 6 percent, and 12 percent values are lower than $1000. They are sold at a discount. 13. Option#1 Device cost 400,000 Useful value 5 Yearly Depreciation 80,000,00 Interest rate 15% Loan period 5 Loan yearly installments 119,326.22 Option#2 Lease Yearly Payment $80,000.00 Difference between loan & Lease $39,326.22 Tax Saving=Yearly Depreciation X 40% =$32,000.00=$400,000/5 years X Tax % After tax cost of debt $3,539.00 interest component X after tax rate 9% Total saving from option#1 $35,539.00 Option #1 (Borrowing) $83,787.22 Option#2 (Leasing) $80,000.00 Therefore, Mercy medical mega center should lease the surgical device because the total cost will be less than to borrow the money to purchase the device.